Earn interest or borrow
crypto in two minutes
Earn interest on your assets or get a loan to meet your needs without intermediaries in a secure way with our platform.
- Receive your fund within minutes
- Fixed-term loans, low collateral ratios for borrowers and lenders
- Great and supportive community
Trusted by industry leaders
Features
connects lenders and borrowers without intermediaries.
Crypto Fixed Income Funds
Crypto Loans
Staking
Staking rewards are offered to the SMARTCREDIT holders. Earn weekly rewards by staking your tokens.
AI-based Transaction Monitoring
As part of our platform’s fraud prevention and marketplace security measures, we track each transaction with the power of AI.
Welcome to the future of finance!
SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.
SmartCredit.io’s decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.
Our co-founders, Martin Ploom and Tarmo Ploom, are CFAs (Chartered Financial Analysts), and both worked for ten years as vice presidents for Credit Suisse in Zurich, Switzerland.
Latest Announcements
Check out the latest company news from our Medium blog.
We migrate our Medium into our Blog
We are maintaining two blogs, and we decided to consolidate them into one — the SmartCredit.io blog
Oct 29, 2024 / Read More
Fixed Rate Leveraged Lido Staking Launched!
We are excited to announce the launch of Fixed Rate Leveraged Lido Staking!
Jun 17, 2024 / Read More
Tokens Usage 4.11.2023–4.11.2024
We are happy to announce SMARTCREDIT token usage plans for 4.11.2023 to 4.11.2024.
Nov 11, 2023 / Read More
Our Blog
Read the latest blog articles.
